
If you want your kids to be financially secure after your passing, get the Insurance Company mod. It allows your Sim to buy Life Insurance and add a Family Member. There are various insurance packages, like a pay-full policy or pay for the first year. Visit Mod The Sims site to view the mod descriptions and terms of use.
Follow these steps to install Insurance Company on your Sims 4 game:
Download the mod file from the link above. Sims 4 mods typically come as .package or .ts4script files.
Open your Sims 4 Mods folder. The default location is: Documents/Electronic Arts/The Sims 4/Mods
Place the downloaded file directly into the Mods folder. You can organize mods into subfolders up to one level deep.
Launch The Sims 4 and go to Game Options > Other. Make sure "Enable Custom Content and Mods" is checked.
Restart the game if it was already running. The mod should now appear in your game.
Important: Always back up your save files before installing new mods. After Sims 4 updates, mods may need to be re-downloaded or updated by the creator.
Platform
The Sims 4 (PC/Mac)
Pro tip: If a mod stops working after a game update, check the creator's page for an updated version. Broken mods can cause the game to behave unexpectedly.
Get the best new Sims 4 mods weekly
New CC drops, curated finds, and free mod roundups — straight to your inbox.
Created by
nickyclem1
0 ratings
downloads
favorites
views
Published
January 23, 2026
Source
MustHaveMods.com
Last Updated
August 30, 2026