Sims 4 is full of exciting challenges that elevate gameplay and add flair to your world. One such challenge is Sims 4 Rags to Riches. In this challenge, your Sim starts with nothing and works their way up to wealth.
The main goal is to bring your Sim to wealth by starting them out with zero Simoleons and achieving a successful career, family, and home. The challenge has evolved since its creation and has many unique variations, including the Rags to Riches Mega Challenge. Completing the rags to riches challenge can be easy when you understand all the rules and how to achieve success.
This guide delves deeper into the main challenges, rules and guidelines, mandatory steps, mega challenge, and helpful hints to successfully complete the challenge.
Rags to Riches Rules and Guidelines
Before getting started with the whole challenge, it’s paramount to understand the rules and guidelines. Your Sim must adhere to these mandatory steps to complete all goals in the game. Some goals require you to finish others before taking on the bigger ones. There are also some optional challenges you can take on while completing the main challenge.
Complete mandatory steps for the rags to riches challenge are:
You must complete corresponding Mandatory rules to complete the Main Goals.
You cannot cheat or use modes that make the challenge easy. Cheats are only allowed to move objects, take away your Simoleon, or reset your Sim.
Your Sim can be a Young Adult or an elder. You can also turn aging off to increase your chances of completing the challenge.
You must move your Sim to the most expensive empty lot and get rid of the Simoleons and possessions you have.
If you add any sims to your house after you start the riches challenge, they must meet the work requirements before they can work.
Your spouse cannot earn or make Simoleons without completing the Mandatory Steps and Main Goals.
You cannot place things on your Sims lot before completing the Mandatory Steps for Building a Home.
You cannot add a bed to your Sims lot. You can sleep in public areas before owning a bed.
If your friend level is full, you can sleep at their home only once a week. You can also eat as many meals as you like at their place, but you’re not allowed to take the food with you when you leave.
You cannot keep any of the Simoleons earned through hobbies.
You can rummage for food, garden public plants, or cook on the outdoor barbecues until you have built your home.
You may purchase a tent if you have an Outdoor Retreat, but you must travel to Granite Falls and buy it from the shop there. And you’re only allowed to use it on public lots.
You may only have 10 stacks of items in your Sims inventory at a time.
Making Money Rules
In addition to general mandatory steps and guidelines, there are rules for making money and extra cash.
You cannot use any money cheat that earns you cash.
You must complete the Get a Job challenge to take on Odd jobs. You can only take on an odd job once a week.
You can earn money through hobbies, but you can’t keep it. For instance, if you begin painting or writing, you can’t keep any of the money made by selling these items. You must first finish every main goal. You may, however, hang the paintings in your home or delete them all.
Dust bunnies are not allowed to search for items.
You cannot plant money trees until you complete the Reach Riches challenge.
Before you can do things to make money with hobbies such as painting, writing, and programming, you must be working on that career path.
You’re not allowed to use the wishing well for money or skills at any given time.
You cannot sell any items you have changed with the SimRay.
You can only dumpster dive for items once a week and cannot sell them unless you own a business. However, you may salvage them for bits and pieces to use.
You’re allowed to use the money-making trash can, but you must not intentionally take advantage of it and make over $200 each week.
You cannot ask other Sims for loans or swindle credits.
You cannot sell your date and party rewards.
Rags to Riches Challenges Main Goals
The rags to riches challenge has main goals and mandatory steps your Sim must complete to fulfil the challenge. Here’s all the main challenge information you should know:
Build a Home
Your Sim must build a fully furnished home with the following features:
At least three bedrooms
At least two bathrooms
A dining room and a kitchen
A family or living room
A study with at least one computer
An outdoor garden with a pool
Note that there are mandatory steps for building a garden and a home. For the home, you must pay a fine for noise disturbances and have a Level 3 Logic and a Level 5 Handiness skill to begin building.
For the garden, the mandatory steps are:
Fulfil all the mandatory rules for building the home.
Your Sim must have a Level 5 Gardening skill and Level 7 Handiness skill to begin placing items outside.
You must own at least 1 bedroom, 1 bath with a toilet and shower, a kitchen, and a living room.
You must own at least one of the following basic items: fire alarm, couch, chair, table, stove, sink, or fridge.
You must purchase a blue print, which will cost you $500.
Have a Family
Another mandatory step for Sims 4 Rags to Riches is to have a family. The rules here are simple: get married and become a grandparent. Additional guidelines are:
Your Sim must have a starter home to marry another Sim
You must have at least one child.
You must max out your toddler’s skills before they can enter childhood years.
Your child must complete one of these options before they become Teens: Achieve Level 10 in any one skill or Level 5 in any one skill plus perfect grades.
For your Teen to become a Young Adult, they must either achieve Level 10 in any two skills or Level 5 in any two skills, plus get a part-time job.
Your Sim must host a wedding every time other Sims get married.
Your Sim and spouse must complete at least one aspiration.
Your Sim children must complete at least one aspiration.
Have a Career
Your Sim must have and grow a career to successfully complete the rags to riches challenge. You can choose any career path or run your own business. The rules to this challenge are:
You must earn the Entrepreneurial Lifetime Award.
If you choose a career path, you must reach level 10. Also, to get a job in your career branch, you must complete all the mandatory steps for building a starter home. Similarly, you must pay money ($2000) for a college degree to start your career.
If you don’t have the money to pay for a degree, you can attend university. But, to get an acceptance letter, you must have a basic home on your own lot with four walls and the following amenities: fridge, chair, counter, stove, sink, shower, toilet, and bed.
You can get a job outside our career, but it will be part-time. To do this, you must have a starter home with one of each: fridge, chair, counter, stove, sink, shower, toilet, and bed.
If you run your own business, you must earn $100,000 and have fully trained employees.
Money Goal
Making money is a mandatory rule in the Sims 4 Rags to Riches challenge. Your Sim must have at least $1,000,000 in the bank and increase your home’s worth to $100,000 or more. You cannot achieve the money goal using cheats or mods.
How to Complete Rags to Riches Challenge
Now that you’re familiar with the rules and mandatory steps, it’s time to get started with the challenge.
Getting Started
To begin, create a young adult Sim and place them on the most expensive empty lot in the game. The Twin Oracle Point lot in Newcrest is a great option. The goal is to become a homeless Sim in an expensive area.
Next, drain your Sim of all their funds. To drain money, press “Ctrl + Shift + C” on your PC or Mac to open the cheat console and type ‘testingcheats on’ and ‘money 0’. This will bring your household funds to zero, starting your Sim from scratch in the Rags to Riches challenge.
Building a Strong Foundation
Start by building a basic home with at least one bedroom, a dining room, and a living room. Focus on building skills, such as gardening, to create an outdoor garden and grow your own food.
Use public lots, such as parks and gyms, to cook food, shower, and use bathrooms until you can afford your own amenities. You can also rely on friends to eat, shower, and sleep, but remember the limitations.
Overcoming Challenges and Setbacks
As a homeless Sim, you’ll encounter numerous setbacks and challenges. We recommend you focus on making money. Find the most profitable earning system for your Sim, whether it’s starting a business or beginning a career.
If you want to start a business, consider giving your Sim the entrepreneurial lifetime reward. You can use the City Living expansion pack to explore new career branches and opportunities.
Achieving Success
As your Sim’s career and business grow, so should their home and family. Focus on building a strong family unit and creating a comfortable living space. Similarly, continue to build skills and earn money to achieve the ultimate goal of the Rags to Riches challenge.
To achieve success in the Rags to Riches challenge, you must be willing to put in the time and effort. Try to make smart financial decisions and follow the mandatory steps to succeed.
Tips and Strategies for the Riches Challenge
Some helpful tips that can help you succeed in this challenge are:
Use the “money 0” cheat code or the Move Household option to start your Sim with zero funds
Consider using the Outdoor Retreat expansion pack to find and sell bugs or write and publish books to earn royalties.
Use public lots and amenities to survive until you can afford your own.
Rags to Riches Optional Challenge
In addition to the main challenge, there are other optional goals you can fulfill during your life span. Completing these side quests isn’t mandatory, but it can help make the challenge more difficult and engaging. Some popular optional challenges are as follows:
Get a divorce and remarry after you have kids. Keep the kids after the divorce.
Woohoo with your partner in every location possible.
Have twins or triplets
Host five or more weddings for other Sims.
Throw every type of party successfully.
Place at least five of your paintings in your starter home
Read every book.
Conclusion
The Rags to Riches challenge is a fun and exciting way to play The Sims 4. With this step-by-step guide, you can help your Sim achieve success and go from rags to riches. Remember to stay focused, work hard, and make smart financial decisions to achieve the ultimate goal of the challenge.